what’s covered?

The UTSU Health and Dental Plan provides coverage for many important services not covered by provincial health care. Extended health, dental, vision, travel, and accidental death & dismemberment benefits are included in the Plan. Take the time to get to know these benefits in order to get the most out of your Plan.

You must have Canadian provincial health care coverage or equivalent coverage to make health claims.

The current policy year is from September 1, 2016 to August 31, 2017.

2016-2017 UTSU Plan Reference Guide  

 

The following benefit changes were made, effective September 1, 2016:

• addition of vaccinations at 80% coverage under the $5000 prescription drug maximum

• increase to $100 per visit for Psychologist services, up to 20 visits per benefit year

• reduction of dental recall exams to once per 12 months

• reduction of periodontal scaling from 8 to 2 units per year

E-mail health@utsu.ca to request a letter stating your coverage or to request an extension of your 120-day travel coverage for an academic program abroad.


Cost and Coverage Period

The UTSU Plan fee for full-year coverage (September 1, 2016 to August 31, 2017) is $307.80.

Session Health Plan Fee Dental Plan Fee Total Coverage Period
Fall $81.46 $72.44 $153.90 Sept 1 to Dec 31, 2016
Winter $81.46 $72.44 $153.90 Jan 1 to Aug 31, 2017

The cost of the Plan is automatically charged with your tuition.

Toronto School of Theology Students
Full-time DMin students enrolled in the summer and fall sessions are eligible for coverage from September 1 to August 31.


Not a UTSU Member?

UTSU members are full-time undergraduate students (including Professional Faculties) enrolled at the St. George and Mississauga campuses and full-time Toronto School of Theology students. Find your Plan below:

APUS Plan – Part-time undergraduate students
SCSU Plan – Full-time undergraduate students at the Scarborough campus
GSU Plan – Graduate students (with exception of TST students)

Part-time TST students are not covered by a student health and dental plan.

Please review your fees on your ACORN Financial Account.


Provincial Health Care Coverage or Equivalent

Basic Coverage for Ontario Residents
If you are a permanent resident of Ontario and do not have an OHIP card, you must apply to receive coverage for medical expenses. This insurance is free and covers doctor and hospital visits. Apply for an Ontario Health Insurance Plan (OHIP) Card.

If you travel to another province to study, your OHIP coverage remains in effect if you notify OHIP and get approval.

Coverage ends if you leave the country for more than three months. During those months, your coverage is reduced and you may not be completely covered for hospital stays. Our Plan provides you with travel benefits, which includes hospital accommodation, physician charges, and drugs, among other benefits. If you opt out of our Plan, you should purchase alternate coverage if you will be travelling outside of Canada.

For more information about OHIP, click here to visit their website.

Out-of-Province Students
If you are a resident of another Canadian province, you do not qualify for OHIP and you must maintain your home province coverage. Make sure to arrange this with your home province health insurance.

International Students
The University Health Insurance Plan (UHIP) insures international students’ basic health and is similar to OHIP coverage. Contact the UHIP Office at any time for more information about your insurance. If you need UHIP family coverage, you must purchase this within 30 days of your arrival.

Click here for more information on UHIP.

St. George Campus:

416-978-0290 or uhip.information@utoronto.ca
UHIP Office, Centre for International Experience
Koffler Student Services Centre, Room 202
214 College St., Toronto, ON M5T 2Z9

UTM Campus:

905-569-4716 or international.utm@utoronto.ca
International Centre
Davis Building, Room 1103
3359 Mississauga Road N., Mississauga, ON L5L 1C6


2015-2016 UTSU Plan

Our coverage with Green Shield Canada ended on August 31, 2016.

2015-2016 UTSU Plan Benefit Booklet


Receipts for Income Tax Purposes

You may be eligible to health and dental insurance premiums or medical expenses not covered by insurance when filing your taxes.

Our costs for the 2014-2015 policy year were:

Health Plan – $73.56 per session (fall/winter); total per year: $147.12
Dental Plan – $66.27 per session (fall/winter); total per year: $132.54

Our costs for the 2015-2016 policy year were:

Health Plan – $76.80 per session (fall/winter); total per year: $153.60
Dental Plan – $69.19 per session (fall/winter); total per year: $138.38

Make sure to confirm your coverage on ACORN. The Canada Revenue Agency will accept a copy of your ACORN detailed financial report as proof of the expense.

If you pay an additional fee to extend coverage to family members, you are issued a receipt for the additional payment when your payment is made.